The market was up for much of the day, then turned lower in the final minutes of trading.
The Dow Jones industrial average ended with a loss of 20 points, or 0.2 percent, at 14,054. That's 110 points below the record close it reached in October 2007. It came within 15 points of that level during the day Thursday.
The Standard & Poor's 500 index ended down a point, or 0.1 percent, at 1,514. The Nasdaq composite lost two points, or 0.1 percent, to close at 3,160.
Rising and falling stocks were about even on the New York Stock Exchange. Volume was average, 3.7 billion shares.
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